without damaging the thrill of surfing the internet.
Beware of the three ways of getting fooled into giving up your money
through seemingly innocent money-making schemes. Scams are all around us
and it can be found in every single area of life, but more so in such
areas where the risk is greater such as when dealing with credit cards,
bank accounts and other activities which involve sending or receiving
money online.
The Bank/Credit Card Email Scam:
If you get an email asking you to sign up to your bank account or credit
card through the email because your privacy is under danger or just to
receive a free gift or something: BEWARE! Do not sign up through the
internet address provided in the email. If the email does make you
anxious, go to the bank or credit card site using the address you know
already or through searching the search engines.
How Does This Scam Work?
The senders of the email know that only a very few will sign up but that
is all they need. When you signed up to the bogus internet address, they
got your user and password. Now its time for them to party!
The Missing Millionaire Scam:
If you receive an email saying that they represent a dead or missing
former ruler, high-ranking official or businessman from an African, Gulf
or even Russian: BEWARE! They offer you a chance to earn anything
between one to five percent of ten to fifty million. And for your
co-operation only. Don't get sucked into this, for though they speak of
giving you money, they will receive cash and from your account.
How Does This Scam Work?
They will ask you for your bank details in order to transfer the cash
and then they will use that to transfer a small amount. Now, once you
trust them, they will ask you for more personal and secure details
because they "need" that to transfer the entire sum in and out of your
account. What they won't tell you is that they will transfer all the
money out from your account: theirs and yours.
The Make Money Fast Scam:
This is the most innocent of the lot, but that is also why it is the
most dangerous. These are so-called companies that advertise that if you
only sign up and use their system, you will mint money. Please do not
fall for such schemes. They will pay you some money but then once trust
is built, they will fleece your bank account. Remember that quick money
scams are the surest and fastest way to lose all your money!
Conclusion:
Whatever you do online, always remember that the internet is not a safe
place. Treat it like you would treat any other business venture and
bring up your guard. If you play it safe and check out the companies
before committing, you will be able to guard yourself against losing
money to crooks.
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